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In October 2025, the Social Security Administration continued sending out monthly payments to millions of Americans, especially retirees born between the 21st and 31st of the month. These payments are a major source of income for many seniors, people with disabilities, and survivors. With inflation still high and lawmakers in Washington struggling to agree on financial policies, many older Americans are relying more than ever on their Social Security checks. While most people now get their money through direct deposit or a benefit card, paper checks are hardly used anymore. The payment amount depends on a person’s work history and the age they started collecting benefits. Those who waited until age 70 to claim could receive up to $5,108 each month.

In 2025, the cost of relocating—whether for work or lifestyle—has become more expensive for many Americans. This is mainly due to rising inflation, high interest rates, and continued housing shortages that began after the pandemic. On top of that, many buildings now include ESG (Environmental, Social, Governance) features, like energy-efficient systems and sustainable materials, which make them more eco-friendly but also more expensive. Contractors say these upgrades can cost as much or more than traditional construction, and those costs are often passed on to the people moving in. As a result, both individuals and companies are feeling the pressure of higher moving costs during an already uncertain time for the economy.

The U.S. government shutdown has delayed the release of the Consumer Price Index (CPI) report for September 2025. The report, which measures changes in the cost of goods and services, was originally set for October 15 but is now expected on October 24. This delay comes at a time when inflation is a major concern for both consumers and investors. Experts believe that prices rose 0.4% from August to September, and that inflation over the past year may have increased to 3.1%. Core inflation, which leaves out food and energy prices because they change often, is also expected to stay high. Rising prices are being blamed partly on tariffs, which are taxes on imports that raise the cost of goods like clothing and furniture.

Payment scams are on the rise as many Americans deal with financial stress and uncertainty. Scammers are taking advantage of people looking for extra money by using tricks like the "payment on hold" and "unclaimed funds" scams. In the first scam, criminals pretend to buy something online and claim a payment is delayed, convincing the seller to send money through apps like Zelle or Apple Cash—only to steal it. The second scam involves fake voicemails about unclaimed government money, pushing people to share personal information on fake websites. These scams are especially dangerous now because many people are looking for fast financial help and may rush into risky situations.

A recent report by Goldman Sachs shows that 40% of Americans are living paycheck to paycheck, with little or no money left to save for emergencies or retirement. This means that after paying for basic needs like rent, food, and bills, many people are left with less than $100 each month. Rising costs and wages that aren’t keeping up with inflation are making it harder for people to get ahead. As prices go up but pay stays the same, it becomes more difficult to build savings or plan for the future, putting long-term financial security at risk for millions of Americans.

In today’s uncertain economy, more people are turning to side hustles to help make ends meet. With the cost of living rising and wages not keeping up, these extra jobs are becoming essential instead of optional. Many individuals are using online platforms like Etsy, Amazon, and Shopify to sell handmade or custom products, while others are earning money through gig apps like Uber and DoorDash. On average, workers are spending over 10 hours a week on their side gigs, and many say it helps them feel more financially secure. Side hustles have become a smart way to stay ahead during tough economic times.