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In recent months, there has been a big rise in online investment scams that use deepfake technology to trick people. Scammers are creating fake videos that look and sound like real business leaders, financial experts, or even politicians. These deepfake videos often appear on social media platforms like Facebook and Instagram, promising easy ways to make money or get expert financial advice. When people click on these ads, they may be directed to fake investment websites or added to misleading WhatsApp groups, where the goal is to steal their money or personal information. Experts say the scams are becoming more convincing because artificial intelligence has made it easier to create realistic fake content. With today's economic instability, more people are falling for these tricks, so it's important to stay alert and fact-check investment offers before trusting them.

In her latest investment update, Suze Orman offers advice on staying smart with your money during uncertain times. Even though the stock market is doing well, she warns that things like inflation, new government policies, and the results of the 2024 election could still shake things up. Orman is confident the S&P 500 could hit 7,000 by the end of the year and recommends strong tech companies like Microsoft, Amazon, and Palantir. Her main message is that investors should think for themselves instead of just following the crowd or reacting to scary headlines. She also stresses the importance of keeping your investments flexible and spread out to stay protected no matter what happens in the economy.

In 2025, flipping — buying items at a low price and reselling them for profit — has become a popular side hustle for many Americans. With inflation still high and wages not keeping up with the cost of living, more people are turning to resale as a way to earn extra money. Digital tools and platforms like eBay, Facebook Marketplace, and Poshmark make it easier than ever to sell used goods from home. This growing trend is not only helping people make ends meet but also supports a sustainable lifestyle by giving secondhand items new life instead of sending them to landfills.

On July 4, 2025, President Trump signed into law the One Big Beautiful Bill Act (OBBBA), bringing major changes to the U.S. tax system. One of the biggest parts of the new law is a permanent extension of the 20% tax deduction for qualified business income, which helps small business owners, freelancers, and gig workers keep more of their earnings. The law also raises the amount businesses can deduct when buying equipment or other assets—from $1 million to $2.5 million—and adjusts that number for inflation in the future. These changes are designed to encourage investment and make it easier for small and medium-sized businesses to grow over time.

As inflation remains high and new tariffs increase the cost of goods, many Americans are cutting back on non-essential spending. Major retailers like Walmart and Target are seeing different results in this changing environment. Walmart’s sales went up by nearly 5% because more shoppers are focusing on buying affordable, everyday items like groceries and household essentials. Meanwhile, Target’s same-store sales dropped by over 3%, as people are spending less on non-necessary items such as home goods and clothing. Families are becoming more careful with their money due to rising prices, government trade policies, and overall economic uncertainty. These shifts show how economic pressure is affecting the way people shop and prioritize their spending.

As of mid-2025, high inflation and interest rates are making it harder for many Americans to manage their money. While the Federal Reserve had hoped to cool down rising prices by cutting interest rates earlier in the year, inflation is still running hotter than expected. This has led the Fed to pause further rate cuts. For savers, there is a small benefit—high-yield savings accounts are offering interest rates above 4%, and some even top 5%. But borrowing money has become more expensive, especially for homebuyers, with average 30-year mortgage rates staying above 6.5%. This means higher monthly payments, making it tougher for people to afford homes. Overall, families need to prepare for a longer period of financial pressure.