Category Earning

In 2025, many Americans are turning to AI-powered side hustles to make extra money as the economy struggles with high inflation and job insecurity. With over eight million people now working multiple jobs, there's a clear shift toward using technology to earn income outside of traditional employment. Popular AI tools like ChatGPT and Midjourney have made it easier for everyday people to start online businesses, create digital content, or offer freelance services without advanced technical skills. Experts like Dave Ramsey say these side gigs can help people pay off debt and build savings, giving them more control over their financial futures during uncertain times.

As inflation continues and job growth stays slow, many Americans are turning to side hustles to make extra money and stay financially stable. These gigs are often flexible, easy to start, and don’t require much—if any—upfront cost. Popular side hustles in 2025 include things like selling rare houseplants, private tutoring, walking dogs, or hosting trivia nights at bars. Others are taking advantage of the election season by taking on temporary jobs related to voting and campaigns. Some even make small but regular income from activities like donating plasma or delivering pizza. Together, these creative side hustles are helping people deal with rising prices and uncertain times.

In 2025, with rising prices and wages not keeping up, many Americans are turning to side hustles to make extra money. Traditional jobs often aren't enough to cover everyday costs, so people are finding new ways to earn, especially online. Popular side gigs include AI prompt engineering, working as virtual assistants, and selling products on platforms like Amazon or Etsy. These jobs have become more common as businesses rely more on advanced tools like ChatGPT, Claude, and Midjourney. These technologies are changing how companies work and creating new opportunities for people to earn income and grow their skills at the same time.

In 2025, many Americans are finding it harder to grow their income because of high interest rates and rising everyday costs. Mortgage rates are around 6.6% for a 30-year loan and over 7% for adjustable-rate mortgages, which makes borrowing money more expensive. A lot of homeowners who got low-rate mortgages during the pandemic are now “locked in” and don’t want to move or refinance. Instead, they’re boosting their income in other ways—by switching to higher-paying jobs, doing freelance work, or starting side hustles. These efforts help fill the gap between how much they earn and how much everything costs, something experts are calling the “earning power gap.”

According to the U.S. Chamber of Commerce's latest Small Business Outlook, most small business owners are feeling hopeful about the future. In fact, 75% say they are optimistic about 2025, and 72% are planning to grow their businesses next year. Over half expect to bring in more revenue, which could lead to more jobs and stronger local economies. However, many still feel frustrated by high interest rates and government policies that they believe don't support small businesses. While they remain determined to succeed, rising costs and stricter regulations continue to make it harder for small businesses to expand and thrive.

In 2025, many Americans are turning to side hustles and gig work to make ends meet as the economy faces ongoing uncertainty, inflation, and changes in federal policy. Reports show that over half of U.S. adults now have a side hustle, with younger generations—especially Gen Z—leading the trend. These jobs range from freelance work to rideshare driving or selling products online. Traditional employment numbers don’t always count these roles, but they represent a major shift in how people are earning money today. This growing movement shows that people are looking for more flexible and diverse ways to manage their finances in an unpredictable economy.